For advisors and family offices
Advisory Platform
Case design, credit structuring, underwriting and ongoing management of financed life insurance — alongside your client relationship, never in front of it.
Advisory platform
We work with you, the advisor — not around you
Simplicity Passerelle offers an advisory platform to explore and execute premium financed strategies for your largest and most valued domestic and international clients. We consult on the design, structure, placement and management of the strategy. The relationship stays yours.
What the platform covers
Four disciplines, each with an owner
Case design
Case design is the foundation of a well laid plan, whether the premium is financed or paid out of pocket. Managing proper expectations with an accurate and conservative model is paramount — our team structures each case for optimal efficiency and the highest probability of performing as designed.
Credit solutions
Our access and relationships with lenders deliver preferred pricing to your client and ensure the entire market is evaluated. Credit structures are customised to each client's situation and planning goals rather than fitted to one lender's template.
Market experience
Our team has placed large-case life insurance coverage at scale and manages committed loan facilities across the lender market, with particular depth in staging large premium financed portfolios for both domestic and international clients.
Service & management
Our renewal process monitors the credit facility for good standing, provides accurate and timely communication, and offers performance tracking. The commitment is forward looking — resources and expertise as markets and clients' needs evolve.
Working together
What you can hand over, and what you keep
You keep the client relationship, the planning context and the final call. We take the parts that are specialist and operationally heavy — modelling the structure, running the lender process, managing underwriting, and monitoring the facility every year after placement.
Reporting is generated from the policy, loan and market records themselves rather than reassembled by hand at review time, so what you show your client is the same thing we are looking at.
- Design modelling — conservative, with the assumptions stated
- Lender process — the whole market, not one relationship
- Underwriting — managed through to offer
- Renewal monitoring — facility standing checked every year
- Performance reporting — from the records, not from memory
Passion is the foundation of our business.
Visionary thinking and continuous innovation allow our solutions to evolve alongside our clients’ needs.